• Uncategorized

    Why Disneyland is the Most Magical Place in the World for Kids

    At the end of a long day of work, whether you’re employed at a health facility like Northwest Surgery Center or at a marketing firm, all you want to do is come home and spend time with your kids. The perfect way to spend even more time with them is by taking a trip to the most magical place in the world: Disneyland.

    It’s a great place for kids as well as adults, with plenty of rides, games, restaurants, and other entertaining elements to immerse the whole family. Here are some of the reasons why your child will simply adore their time at Walt Disneyland.

    They Can Meet Their Heroes

    There’s something special when kids get to meet their favorite Disney characters for the first time. They’ll be able to interact with iconic characters such as Mickey, Donald, Goofy, and the rest of the Disney gang, along with Pixar favorites like The Incredibles and Star Wars characters like Darth Vader. Not to mention that virtually every Disney princess makes an appearance. It’s definitely something you’ll want your camera handy for.

    Fun Rides

    Fun rides can be found around pretty much every corner of Disneyland, some of which are made specifically for younger children and some that offer a bit more of a thrill. The most popular rides in the park consist of Star Wars: Rise of the Resistance, Space Mountain, Indiana Jones Adventure, Pirates of the Caribbean, The Haunted Mansion, Thunder Mountain, The Millennium Falcon Smugglers Run, Splash Mountain, and countless others. Your kid will have the time of their life.

    Tasty Treats

    If your child has a hankering for something sweet, they’ll have plenty of options. Some of the most sought-after treats include the pineapple dole whip float, Mickey Mouse macarons, Winnie the Pooh Honey Pots, “The Grey Stuff,” Jack Jack’s Cookie Num Num, and plenty of other sugar-infused goodies. There are stands and restaurants all over, so you’re never far away from a delicious treat or a refreshing drink.

    Magical Parades

    The real magic of Disneyland can be found in the theme park’s immaculate parade and firework show, where you’ll see all of the most iconic Disney characters as they perform amidst whimsical music, bursting fireworks, and terrific sets. There are shows and parades during the day, but the big show at the end of the night is the one you and your kids won’t want to miss.

    Let the Magic Begin

    With spectacular parades, yummy sweets, fun rides, and everything in between, Disneyland succeed in being the most magical place in the world for kids, and even many adults. Book your trip now and prepare for the time of your life.

  • Uncategorized

    How to Save Money at the Grocery Store as a Single Parent

    Being a single parent isn’t easy. You are the sole provider for you and your children, and it’s your responsibility to keep everyone’s head above water, whether that means being able to afford something as simple as new clothes or something complicated like necessary surgeries, like those performed at Northwest Surgery Center. This is even apparent during your weekly grocery trips, as paying for all the food in the house yourself can cost a pretty penny. For single parents or anyone else that enjoys saving money, there are ways to reduce your grocery bill while still providing for your family.

    Create a List

    It’s easy to grab a cart with the intention of travelling to the cold section for milk and eggs only to become distracted by an eye-catching bag of potato chips. It’s only a dollar and some change, so why not? You throw it in the cart and continue down the aisle, but there’s also a package of Oreos calling your name, and a litre of soda, not to mention your favourite ice cream just begging to go home with you.

    Everybody does this from time to time, but when this is your sole method of shopping, the bill can quickly add up. To prevent your trip to the store from costing double what it should, it helps to create a list before you even leave your home of the items you know you need. This might include bread, milk, eggs, and ingredients for dinner that week. This doesn’t mean you can’t deviate from the list if you come across something that you actually need, or even an item or two that you wouldn’t mind having around as a snack, but if you want to save money, stick to the list.

    Forget Brand Names

    If your goal is to save money on groceries, buying brand-name items isn’t the way to go. They are more expensive and often yield the same quality as their off-brand counterparts. That being said, there may be certain items in which you prefer the taste of the brand name, but in many cases, there is little to no difference. This is especially true of cereal and ingredients. Tring out cheaper alternatives to items you need or want is a great way to discover substitutions for things you need at a reduced price.

    Get a Rewards Card

    We’ve all been in the position where we get to the front of the checkout line and the cashier asks if we have a rewards card or if we’d like one, and because we’ve just gotten done shopping and don’t want to spend time doing so, we decline. Instead, by simply taking the time to fill out your email and information, you’ll gain access to a slew of rewards. This is extremely helpful if you predominantly shop at a single store, as each time you shop you will be putting effort towards these rewards programs in order to gain free groceries, discounted items, and much more. It’s worth the time and effort.

    Save Money for You and Your Kids

    The more money you have in your pocket to put towards your family, the better. By using these tips, you’ll be able to spend less money when purchasing grocery items and put that money to use in other areas of your life that could benefit you and your kids, such as additional groceries, doctor’s visits, a vacation for your kids, school supplies, and much, much more.

  • Travel

    Why Universal Studios is the Perfect Vacation for You and Your Kids

    As a single parent, finding a vacation that you and your kids will all enjoy can be difficult, but it’s not impossible. Most kids love going to theme parks, but others get scared, nauseous, or bored.

    However, there’s one theme park that has so much to offer that it can appeal to just about any person of any age: Universal Studios. You’ll quickly discover that even if you’re not the biggest fan of rides, there’s something here for everyone to enjoy, such as the following:

    Crazy Rides

    Obviously, the main attraction of Universal Studios is the rides, and boy do they have some good ones. Nearly every ride is themed after a popular movie or TV show, like Harry Potter, The Simpsons, or Despicable Me. This makes waiting in line a lot more enjoyable, as you are able to admire the scenery and interact with various parts of the environment until you reach the front.

    Another interesting aspect about the rides is the amount of innovation that has gone into them. The standard amusement park rides are all there, such as coasters and water rides, and spinning rides, but there is an abundance of 4D rides too, which blend 3D technology with live elements such as smell, temperature, and the movements of roller coasters themselves.

    This makes it feel like you’re really a part of the world in which the ride is themed after. They’ll have you and your kids laughing nervously as you chug up the hill of a giant coaster and zoom through the sky with their hands in the air.

    Cool Restaurants

    If you ever have trouble getting your kids to take a break from the rides long enough to eat, that certainly won’t be the case at Universal. The food joints here are just as extravagantly themed as the rest of the park, with iconic locations from Harry Potter, such as The Three Broomsticks and The Leaky Cauldron, as well as Krusty Burger from The Simpsons and Bubba Gump Shrimp from Forest Gump.

    And that’s only the beginning. There are unique diners in Seuss Landing, there’s the Marvel Cafe, and lots more that your kids will be excited to eat at. Dining at Universal is worth traveling there all in itself!

    Loads of Activities

    There are loads of things to do besides the thrill of a ride. You and your kids can play games for prizes, go see a show, enjoy full parades, get caricatures drawn, and even jump over to the water park section of Universal, Volcano Bay, where you can cool off in the water or while whooshing down a giant slide.

    Just be sure that you and your kids are all wearing comfortable shoes for all the walking you’ll be doing, otherwise, you might notice a bunionette or blisters by the end of the day. Needless to say, there are tons of activities besides rides to keep your family busy.

    Fun for the Whole Family

    Universal Studios is a great place to spend a vacation with your kids, with lots of rides, restaurants, and other activities to keep you entertained. While other theme parks are also worth a visit, like Disneyland and Six Flags, Universal is special: it’s the only park where you can slurp down a butterbeer and see dinosaurs at Jurassic Park.

  • Advice and Tips

    4 Tips for Living on a Single Income

    For those living in a single-income household, finances can be one of the biggest stressors. Households where only one parent works allow for easier coordination of schedules and might ensure someone is always there to care or provide transportation for children, among other benefits. It is possible to survive and even save money in a single-income household.

    Save For Emergencies

    One of the most anxiety-inducing parts of living in a single-income household is the thought of what could happen in an emergency where expenses are required to be paid. This could be medical bills, car repairs, or more. Before you or your partner quit your job, spend a few months allocating a large portion of your paychecks into a savings account that is reserved for emergencies.

    These emergencies don’t need to be life-threatening; these savings could be reserved for physical ailments or unforeseen expenses that come as a result of you taking care of necessities. Whether you are fixing a flat tire at a local repair shop or treating back pain at a clinic like ThriveMD, these funds can come from your emergency account.

    Pay Your Debt

    Before transitioning into a single-income household, work with your partner to pay off as much debt as possible. Outstanding debt is one of the factors that make living in a single-income household impossible; before this becomes the case and before you lose one of your income sources, try to pay down your debt.

    Whether it is medical bills or student loan debt, don’t let it hold you back as you transition into your new style of household.

    Make a Budget

    The only way you can survive when money is tight, whether you are a single-income family or not, is by creating a detailed budget and sticking to it. Budgeting monthly works for most families, who factor in all definite and potential costs throughout a given month and allocate money into their checking and savings accounts accordingly.

    Prepare to Sacrifice

    No matter how well prepared you are for losing a source of income in your household, it is likely that this loss of funds will cause you to make sacrifices in the way you are living and spending your money. This will likely mean fewer shopping sprees and cheaper family outings.

    For many families, the loss of one source of income can force them to rethink the way they spend time as a family and the areas in which they have been spending money without much thought, and can actually be a blessing in disguise.

    Using these tips as a starting point for preparing to transition into a single-income household will help you be successful as your financial status changes, and will set you up for success.

  • Uncategorized

    Best Travel Destinations in Your Early 20s

    There is no better way to learn about yourself and the world around you than by traveling. Traveling in your early twenties can be challenging, as young adults are less likely to have the financial stability required for traveling compared to other age groups, and many people are finishing up school or navigating the workforce for the first time.

    With a little bit of research and extra planning, there are many travel destinations that are feasible for young adults and also a great place to start before embarking on longer, more ambitious trips in the future.

    Companies like Research America conduct tourism market research that provides insight into market and consumer demand. Studies show that ⅕ of international travelers are college students or those who have recently graduated.

    Traveling as a young adult provides you with unique opportunities you might not get to experience on trips in the future.

    Here are 5 destinations to experience in your early twenties


    Due to the country’s economic crisis in the mid-2000s, the cost of traveling to Greece has decreased significantly. Traveling in an off-season, like the weeks leading up to or immediately the following summer, will help travelers avoid major crowds and save some money. There are many free walking tours of Greece available, and it is relatively easy to find inexpensive domestic flights that make island-hopping possible on a budget.

    Maui, Hawaii

    Maui is one of the safest places to travel if you are traveling solo, especially as a young adult. The friendly nature of the locals and the overwhelming possibilities for new experiences
    (like swimming, surfing, and more) will allow you to make new friends while exploring the beautiful island, and all it has to offer.


    Mexico’s rich culture, delicious food, and endless activities for tourists make this the perfect destination for anyone looking to travel on a budget. It is possible to find inexpensive flights from the United States, especially if you plan your trip far in advance. Mexico is known for its very inexpensive – and delicious – street food. Many activities, like visiting white-sand beaches or taking a walking tour of one of Mexico’s many beautiful cities, are either free or require visitors to pay next to nothing.

    Any U.S. National Park

    For travelers unable to hop on a plane or spend the money to go abroad, a road trip to any national park in the United States is a great option. Splitting gas money between friends is a great way to save money on travel, and so is camping in a gorgeous national park. Plus, admiring nature is free, and so is virtually any activity you would do on a visit to a National Park.


    Croatia is a perfect destination for travelers looking to enjoy the summer months and is quickly becoming one of Europe’s top travel destinations. Croatia is known for its nightlife scene, as well as quaint scenic towns and hikes among beautiful bodies of water, making it an appealing destination for all types of travelers.

  • Make Money

    Easy Side Gigs to Make or Save Money

    Everyone loves to earn a little extra cash when they can. Some people have weekend hustles for a little extra money, while others have found ways to earn extra income from their couches.  If you’re in need of a new hobby that can earn you some money or quick and easy cash, check out these easy side gigs to make or save you money. The money you earn could be enough to take a beach vacation or get that update from Alpha Elite Roofing you’ve been putting off – the options are endless if you just know where to look.


    Thanks to the social barriers of Covid-19, services like DoorDash and Instacart don’t seem to be going anywhere. Dashers earn a base pay and 100% of the tip. Both DoorDash and Instacart offer various promotions where drivers and shoppers can earn extra depending on peak hours or the number of batches. The plus with both of these is you rarely have to deal with other people face to face. Shoppers and drivers are still using messages to communicate and contactless methods of delivery.

    Surveys and Captioning

    There are tons of sites that offer money for taking surveys. Companies that don’t have in-house research or can’t afford to hire it out still need to collect data through web browsers, online shopping habits, lifestyle habits, and feedback on marketing campaigns. Paying individuals per specific survey is the perfect way to do so. Very few people stay on the line after a phone call for a customer survey. It’s annoying and takes up too much personal time, but pay people for their time and they will definitely give feedback.

    Another easy way to earn money from your couch is by captioning programs online. When you turn on captions for YouTube or live broadcasts, there is someone furiously typing captions to keep up. Both surveys and captioning can be done from the comfort of your own home and with a lot of choice in the surveys you take or programs you caption. Put that couch potato lifestyle to use.

    Nothing At All

    The absolute best way to make money is by doing nothing at all. Instead of donating your well-kept clothes to GoodWill, consider taking them to a consignment shop or second-hand store. Gen Z is bringing thrifting back in a big way and reselling clothes is both economical and eco-friendly. Another great way to earn extra money is simply by taking pictures of your receipts and submitting them to reward sites like Fetch. Fetch encourages shoppers to submit pictures of receipts and earn reward points based on products purchased.

    Everyone can use a little extra cash and today’s digital world has made it increasingly easy to do so. Making an additional dollar is easy to do if you just know where to look. Happy hunting.

  • Centrelink

    How to Create an Unbeatable Rental Application even when Living on Centrelink

    In some areas, the price of rent and competition for rental properties is fierce. When I left my abusive marriage and needed to get a place to rent, it was difficult. 

    Numerous people turned up each time, I was relying mainly on the single parent’s pension from Centrelink, along with some self-employment income, child support was nonexistent, basically, my finances looked terrible. 

    Add to that no rental history because I had been a homeowner (and at another time, homeless), I was a pretty poor applicant on paper when going up against families, or double income no kids couples.

    I have one trick that has landed me a house to rent, every time and many agents have commented on it. In fact, when I was moving from Sydney to Canberra, I drove down on the day, inspected the house, gave the agent my file and beat numerous other applicants for a property in an area with a less than 1% vacancy rate.

    Here’s what I do and numerous people have told me it worked for them too.


    Before I go to a rental, I check the listing and prep my application on 1Form. Previously, I used to call the agent and ask a few questions. In the current market with so many applying, they do not want that. 

    When I go to the inspection I make sure to make the agent laugh or connect in some way to make them remember me. It helps a lot. 

    Have Your Application Ready

    I have the application filled out, I leave the lease term blank and discuss it with the agent. Some owners like 6 months, others 12. If you are willing to be flexible it is more appealing to both agents and landlords.

    Letter To The Landlord

    In my last 3 applications, I included a letter to the landlord. In the first paragraph, I state how I would like to rent their house, how I understand as a landlord they want someone who will take good care of the property and how I will be that someone.

    In the next paragraph, I outline the features of the home that make it suitable for my family and specifics of why I want to rent it.

    Next, I will talk about why I am a good tenant. I am clear that I am a single mum of 2 daughters, but I also work from home, I don’t smoke, I don’t have pets, I don’t drink or throw big parties etc.

    The next paragraph is where I outline my income, although it looked small on paper I manage my money well and have other sources of income (which I outlined). I discuss how I keep my bills below average and how I source things for free. (I include copies of my bills to back this up, which I will discuss in a minute.)

    My closing paragraph recaps why I love their property and how I will look after it.

    Create A File

    Use 1Form to have this online and ready to go as that is what most agents use. If for some reason they are not using it, keep all of this in a folder. 

    – The filled in application
    – Letter to the landlord
    – ID: For 1Form I just used a photo of each id. When they required printed applications, I had that ready to go at the inspection.
    – Electricity and gas bills: These are included to prove identification and because mine are lower than average it makes my overall financial situation look better.
    My water bills for 5 people living in a home were lower than the average one person household, the same for my electricity. This shows I am frugal and my expenses aren’t as high as others.
    – All income documents: I included child support documentation even when I didn’t get it, carers allowance for my daughters (when I left my ex my daughters had severe expressive and receptive learning disorders requiring extensive help. This meant I was entitled to carers allowance for both of them), my self-employed income (I include my tax certificate to prove income plus a recent bank statement to show how much and where money comes from as that is higher than my tax shows due to deductions.) A statement or letter for each income source is included.
    – A letter outlining income: I do this because I am self-employed and I receive income from my royalties, public speaking, financial mentoring, blog advertising and more. I list the various incomes, how much I get for each and how often on average. If I worked for a wage I wouldn’t bother about doing this letter.

    I put all of these papers together in a folder and label it – Kylie Travers xx address (whatever the address of the property is). When using 1form, I have all of those documents preloaded.

    With this in hand, when I go to apply it’s easy. I look at the house and leave my application with the agent on the day or I can submit my 1form application on the spot. It’s easy for them because everything is ready to go and in order. Time is money – this saves them time and it means they just hand a file to the landlord as well, making it easier on everyone.

    Most agents tell me they have never seen anyone so organized and prepared with their application which made my application strong already. With the application for the Canberra home the agent even gave me his card in case I wanted to look at the property again over the weekend. 

    He also said I should know Monday, but that file made my application very strong. And if the managing agent didn’t ring me Monday (he was not managing that property, but doing a favour for another agent), then to call him.

    One final thing – when I look at rental properties I dress in business attire. Looking like a professional makes me stand out. I know at each open home I have been to I have been the only one dressed this way and the agents tend to talk to me for longer. The agents are the ones who recommend you to the landlord so building a rapport, looking professional and being friendly really helps.

  • Advice and Tips

    How to Afford Legal Fees and Custody

    15 Ways to Make Money and Tips to Afford Legal Fees

    It took 7.5 years from when I left my abusive ex until I was awarded sole parental responsibility aka full custody. A 5 year protection order is in place as well. Fighting for custody or any legal matter is extremely expensive. Here are my tips, what I did and some links for more help. This post does contain affiliate links for products or services I have used and recommended. I do not link to anything I have not used or trust.

    How To Afford Legal Help

    Professionals (lawyers and barristers) have studied for years and know a lot we don’t. But they don’t know your case as detailed as you do. In my case, it was essential to have a good lawyer due to how complicated it was. We were pushed to higher levels of court so I needed a barrister and I was not willing to risk anything. Mentally and emotionally I was not in a position to self-represent but if you choose to do that, still get some help to push you in the right direction.

    Legal Aid

    You can get free of charge help, however, not all Legal Aid is free. Check the details for your state and territory here.

    Community Centres

    When I was going through my divorce, there was a community health centre and other community legal help available, particularly for those leaving abusive relationships. This free lawyer helped more than the paid lawyer I looked at. I had paid $1,000 for help and ended up cancelling them, using advice from the free lawyer at the centre and doing the divorce parts myself.

    Police had already taken out the AVO for me before I was able to apply for my divorce. The AVO process with them doing it was free. Doing it myself later was difficult, so last year when I needed another protection order, I used my lawyer. Personally, the best result was the final protection order with the barrister involved.


    Research, research, research. Do all the research you can on cases similar to yours, look for precedents, study the laws relevant to yours and speak with lawyers. When I was seeking a lawyer in Canberra it was easy as the child protection unit and other departments involved with child abuse all recommended the same law firm. My lawyer in Canberra was $600 an hour with the first half-hour consult was free and there were other times she didn’t charge me for phone calls etc.

    Here in Melbourne, I checked reviews online then went to a site (I don’t remember the name of it now) and typed in my legal matter. I then got calls from a few lawyers about it, they offered their advice and plan of attack. Do this and you then are armed with more information plus you can choose one of these lawyers or another if you like. I went with one I spoke to.

    How To Make The Money For Legal Fees And Custody

    Image of Woman wearing yellow blouse working at the computer and signing for a package which has arrived, Text reads how to afford legal fees and custody. 15 Ways to Make Money and Tips to Afford Legal Fees.

    The amount of money spent on legal fees, custody, protection orders and keeping my daughters safe is the same as a house. Here is everything I did to make money so I could pay for it. I’ll cover things I did to cut back and save further down.

    1. Online Surveys – $2,000 to $5,000 per year

    As silly as it might sound, online surveys were the first thing because I was doing them on the side when I was married. He didn’t think anything of them and while I didn’t make heaps, you can make $2,000 to $5,000 a year with them. Stash that away and cash out when you need or cash out each month and put it in a high-interest savings account. I wrote about the best ones for Aussies here.

    The ones which have been best for me are Octopus Group (Australia’s highest paying one), Swagbucks which pays in USD (find a full guide for how to make the most with Swagbucks here), Prize Rebel which also pays in USD.

    2. Bank Account Bonuses

    You will not get rich doing this and it is not good to open and close a bunch of credit cards etc. I didn’t do credit cards, I opened accounts when there was an incentive to do so.

    $100 from ING

    ING offers $100 if you open a new everyday account and follow the steps here with the code CNW116. Over the years I have made $100 through to $300 for opening a new account.

    $20 from 86 400

    I joined 86 400 to try them out about 6 months ago. Another online-only bank that offers $20 when you sign up with the code S7VL6WF here. Fee-free like Up and ING too.

    BUT make sure you follow the terms and conditions plus do what you need to avoid fees. This might mean moving money around a bit and can feel pointless.

    $5 From Up

    I’ve been using Up for over a year now, including overseas and they are great. No fees, easy customer service and the option for multiple savings accounts.

    Sign up to a new account and use your card 5 times to get the $10 bonus. Join free here (also, they don’t charge a monthly fee or anything so you won’t be out of pocket!)

    3. Look For Lost Money

    Check lost super along with your state revenue office. There is a lot of unclaimed money. I have had people find anywhere from $200 through to $20,000. Super is easy, you check through your MyGov account. As for other lost money, check out this post.

    On top of that, search everywhere in your house, car, all clothing pockets, bags, under furniture. You’d be surprised where you’ll find random money.

    Image of planner open to the page saying time is now. Text reads how to afford legal fees and custody. 15 Ways to Make Money and Tips to Afford Legal Fees.

    4. Selling Things Online

    When I started I focused on books as I could buy them for $1 and resell for $10 to $20 most of the time. I am selective about which types of books, never buying fiction. Finance, self-help, budget cooking, hairdressing and similar books did the best for me. Later, I bought things such as Tupperware, brand name clothing and anything else I knew I could flip. In more recent years, rockabilly clothing, camera gear and similar did well for me.

    In fact, I have made over $10,000 in a month when I did it properly. It only takes me 3 minutes per listing and I looked for things around the $1 to $5 mark I could resell for a minimum of $50.

    Facebook Marketplace and niche selling groups have become the best places for me to sell now. I don’t do it as much anymore because I travel regularly.

    5. Sell For Others

    Since I was already selling online, this was easy. I sold things leftover from friends businesses and MLM ventures, clothes and even flipped a car. Friends and family asked me to sell their things as I had greater success and we split the money.

    6. Blogging

    I already had a blog but by 2014 I had a few and was reselling blogs too. To make money blogging I did ads, AdSense, affiliate links, sponsored posts, my own eBooks and services such as freelance writing. Now, I make most of my money from affiliate links on The Thrifty Issue. Read how to set up a blog and make money here.

    For reselling blogs – I’d look for finance-related ones, buy them for a low price, increase their profit then sell them.

    7. Freelance Writing

    I was approached to write my first freelance article which was great and most of the freelance articles I’ve done over the years are because businesses sought me out.

    However, that is not the only way to do it! Freelance writing can pay either really low if you go for those articles when starting out or $1,000+ per article. The higher a publication pays the more competitive it will be and you will need a portfolio. Check out how to become a freelance writer.

    8. Mentoring

    Back in 2013, I did this for a specific company. Financial mentoring where I would help mainly stay at home mums with their budget, finding ways to make and save money. Later, I did more of this on a wider scale as well as marketing, business and other mentoring. I stopped offering this due to the level of stress I was under with custody and I didn’t feel I was at my best to help others during that.

    Image of woman in orange blouse and white pants leaning over her office desk with plant and computer on it. Background is a window behind her. Text reads how to afford legal fees and custody. 15 Ways to Make Money and Tips to Afford Legal Fees.

    9. Teaching classes

    I’ve taught classes on finance, social media, marketing, business and anything else I was asked to. Libraries, schools, community halls and the studio in my home when I lived in Canberra were all suitable. Think about your skills and what you could teach. I also did public speaking in general but am not including that as something for everyone because most people hate it.

    10. Airbnb

    $1,300 for 5 days over Christmas, $600+ another week and anywhere from $70+ per night is how much I have made with Airbnb. It’s free to join Airbnb and I have all my top tips to make money with Airbnb on The Thrifty Issue.

    11. Odd Jobs

    Babysitting, yard work, Airtasker, cleaning, anything. Basically, if I was offered work, especially in the early days, I took it. Later, as I grew my business I focused more on that and looked at what was bringing in the most money. But when I was newly single and needed money, I did anything I deemed reasonable.

    12. Medical Testing – $4,050

    This wasn’t strictly for legal fees and isn’t something I recommend doing generally. The one I was involved in was for a condition I have, testing a product already on the market so we knew the side effects. My group were the 10th group to go through, so 150 had already done it. I wrote about my experience and tips for medical testing on my other site.

    13. Market Research – $100 per hour

    I probably only did 6 or so of these but the pay is good, usually $100+ per hour. Farron Research was the one I did the most with. Read more about it here.

    14. Rented Out My Garage

    In Sydney, I rented it to a single mum to use for her sewing business. In Canberra, I rented it out for storage and in Melbourne, I rented it out for someone to store their spare car. Each time it was around $50 a week. In Melbourne, I could have charged more.

    15. Other Things

    There are so many ways to make money such as renting out your car, becoming a virtual assistant and more. Two articles which you might like are:

    43 ways for single mums to make money

    How I made $33,277.57 on the side!

    How I Saved Money For Legal Fees And Custody

    Image of woman writing in planner. Text reads Text reads how to afford legal fees and custody. .

    As mentioned earlier, I did what I could myself and there is free help available. Since I was paying for most of my legal help out of my own pocket I set up a high-interest savings account for it and looked at where I could cut back.

    Going over every area of my budget I found quite a few areas I could improve on plus accessed a bunch of freebies to help.

    1. Do A Full Financial Review

    I do this annually anyway, last year I saved $4,765 doing my annual financial review. Compare insurance, electricity, phone, rent/mortgage, everything. Use my review as an example and see how much you can save.

    Whenever you make a saving, actually put that money into your savings account. It’s too easy for the money to be frittered away otherwise.

    2. Freebies

    Sign up for birthday freebies and discounts. Look for coupons and discounts on everything (see a full list for Aussies here). Register for cashback sites and make use of them. Also, check out the full list of Aussie freebies from The Thrifty Issue.

    Also, look at how to get a discount on everything.

    3. Have A Reward And Splurge

    Typically, all money that comes in, whether it is work-related or bonus cash I split. At least 10% is savings, 10% invested, 10% charity and 10% to do whatever I want. The rest is either daily living expenses or straight to savings.

    Having that 10% to do whatever I want with reduces the feeling of being deprived, it means we can have takeout sometimes and do fun things without feeling guilty. I know when I was saving for court, I put everything towards it and felt guilty if I spent money on anything else. You are allowed to spend on yourself!

    Also, little rewards. Aside from custody, which is obviously the main goal, having smaller rewards helps with feeling like you are getting there and keeps your spirits up.

    How did you pay for legal fees or custody?

    I will add a disclosure – I am extremely privileged in that I had the option to borrow from my parents at any time as well if needed. After 7 years of it, I was mentally, emotionally, physically and financially exhausted. So I did borrow off them in the final stages and allowed myself some breathing room instead of spending every waking moment making money or stressed out. 

  • Advice and Tips

    How to get Full Custody

    How I got Full Custody, a 5 Year Protection Order and he has no Access or Rights

    Before I even start, let me be clear about full custody and my views. Unless there is abuse or extreme circumstances, I do believe it is in the best interests of the children to have both parents. It doesn’t matter how much you dislike each other, that needs to be put aside for the sake of the kids and a relationship with them. I don’t mean stay together, I mean children deserve to have a relationship with both parents.

    This includes not putting the other parent down, not restricting access or playing petty games to get control or annoy one another. Your children are half of each of you and deserve to feel they are special, important and not be made to feel half of them is awful because you can’t get along with their other parent.

    How to get full custody is a loaded topic. Generally, I recommend trying to work it out without court and lawyers. Once you get into court, it is expensive, emotionally draining, time-consuming and hideously expensive.

    In my case, going to court was unavoidable. The police repeatedly failed us during the process despite ample evidence, as did the courts. When it finally got to trial everyone was horrified we were even there due to the external evidence, as in evidence from professionals in multiple states, not just what I said. I should have been granted full custody from the beginning.

    Image of Kylie Travers and her 2 daughters in Melbourne. Text reads how to get full custody.

    What’s In This Post?

    I’m going to give you background on my case, my experience in 3 different states, tips for court, how I got full custody and my personal views. This is not a “how to game the system” guide and not guaranteed. Me getting full custody and everything I outline here will not mean you do.

    But if yours is a case where the other parent is abusive or similar, it could help. Also, it shows you are not alone and full custody (also known as sole parental responsibility) is possible.

    My In-Laws

    Before I get into it, I want to make it clear we now have a great relationship with my husbands family and I am so grateful for that. My daughters have had sleepovers this year, text their cousins, Facetime them etc. His oldest sister reached out earlier this year and has been absolutely amazing. We were all nervous when we met up in person in Sydney but it was so good.

    They have treated me exactly as family, my daughters are ecstatic and we will go up to Sydney at least 2 more times this year. And his whole family are conscious of the protection order, ensuring he does not breach it and that my daughters feel safe and supported. We are extremely fortunate to have them in our lives again and for their support.

    While there is no contact with my ex-husband, should my daughters want to, they can. They have made it extremely clear they do not want this but do want to be close to their Polynesian side, including attending a family reunion in Tonga next year.

    So in short, we love that side of the family and will continue to develop and maintain strong ties there.

    Image of Kylie Travers and her eldest daughter ice skating. Text reads how to get full custody.

    My Case Background

    I was married in 2005, it was abusive and I left in 2012 with our daughters. He still had some contact until 2014. I won’t go into details too much as it is not my story to tell. Despite sharing elements of my life, this involves my kids and it is their choice when they are older what they share.

    When I left, a protection order was put in place due to the circumstances. In 2013, the divorce was finalised, I moved to Canberra and during this time I was legally advised not to apply for custody as the court would grant 50/50.

    In 2015, we had the opportunity to travel and I tried to get him to sign passports, he refused. It was going to go to court but I became paralysed and extremely sick. At the end of that year, my daughters and I moved to Melbourne.

    In Melbourne, they had the opportunity to go to China with their school in 2017. Again, I tried to do the passports. This time he agreed (I have a recorded phone call of this). However, he didn’t sign and we had to go to court, which meant I also had to go for full custody. It took almost 2 more years from then to get custody. Over 12 months of that was simply waiting for a court date.

    Evidence Against Him

    2014, my daughters came back to me and never wanted to see him again. Without sharing much, there is evidence, police reports, child protection reports, statements and reports filed by teachers, psychologists, witnesses and others in NSW, ACT and VIC. As well as the assaults against me.

    The file is huge and continued to grow in the 7.5 years between my leaving and my being granted custody. This is evidence NOT created or supplied by me. It was subpoenaed by the court when we got pushed to the higher court.

    I had to have a full psychiatric assessment from a specific psychiatrist, which was expensive. It’s not a regular psychiatrist and not a simple process. This happened because of his false accusations about my mental health. All he had to throw against me were claims against my mental health. This process showed my previous mental health issues were due to being in an abusive relationship and that I was/am an excellent mother and the best option for the children.

    Image of Kylie Travers with her youngest daughter. Text reads how to get full custody.

    Other Factors

    At the end of 2017, my eldest daughter was diagnosed with ASD Level 1, anxiety and a few other issues to watch for. This is also known as high functioning autism or Aspergers. This does impact how child custody and visitation is awarded due to the special needs of children with autism.

    Late 2018, my ex caused issues again and I had to go to court for a protection order. An interim one was granted then in April 2019, a full 5-year protection order even barring him from posting on social media about us at all, was granted. This helped significantly as it showed a long history of abuse, so no chance he would be ok with the kids.

    Lastly, in the final stages of court, his lawyer ceased to act for him. He never came to court throughout the whole process and on the first hearing in 2019, the judge saw what he is like. It was complicated, messy and thankfully, the judge set a date for a quick trial because of his behaviour. He was court-ordered to attend with legal counsel and we had it included that I could proceed uncontested if he was not there. This is what happened and on the final day, instead of there being a 6-day trial which they initially thought, it took 2 hours.

    My Top Tips To Get Full Custody

    As you can see from my experience, it took years. I had legal help the whole way which cost me a fortune and there was extensive evidence of abuse. Remaining calm, keeping it together, continuing to work and parent my children was extremely difficult during this process. But I did it. And would do it all again if I had to.

    Image of Kylie Travers and her daughters in the tunnel at Questacon, all blue lights. Text reads how to win custody.

    1. Mindset is Everything – Have a Happy Place

    This was one of the biggest determining factors enabling me to remain calm and focused. If you are hysterical, irrational and all over the place, it isn’t great for you in court. Yes, emotions are normal, hysteria is not. When our emotions take control, we can make poor decisions, it is harder to remember things and you need to remember for court.

    I didn’t implement this fully until December 2018. After going to the Solomon Islands with Solomon Island Discovery Cruises, I desperately wanted to take my kids and had a very specific image of Mane Bay in my head. I could see my kids playing in the water as I watched them from the dive deck. That moment, that experience, to me is the moment we are free.

    Whenever I got overwhelmed about court, I began to picture this spot, this experience and my whole body relaxed. It was so real to me and will be soon.

    I also had a little visualisation of the day in court when the judge finally granted full custody to me and we were free. The emotions, smells, what I was wearing, everything was included. On the day, it happened almost exactly as I had pictured.

    Image of MV Taka (boat) at Mane Bay, Solomon Islands. This is Kylie Travers’ happy place mentioned above. Photo by Katrina Walsh Photography.

    2. Have Support

    My family is incredible. There were numerous times I rang family members in tears, or furious at what was happening. I borrowed money from my parents as needed, my sister dropped everything and flew down one night when I was not coping and I know I am fully supported.

    Not everyone has that but there are support networks. Charities have support workers to help you in court and with paperwork before court. I also had a private psychologist I started seeing to prepare me for court, have somewhere safe to vent to and also to help with parenting and understanding autism.

    Join a support network, get professional support, create a community.

    3. Have Evidence

    I have written about 5 tips to win in court previously and included the importance of evidence. Write down everything including the time, date, location, what happened. Get witnesses where possible. Report things to the relevant departments, have teachers and other people in positions of power who are involved to write reports. Do everything via email to ensure you have a paper trail and if you have to do phone calls, request they be recorded then at the start of the recorded say “This phone call is being recorded” to show they agreed.

    Do not fabricate evidence or embellish things. Numerous people involved with my case commented on the fact my records of what happened and when corresponded perfectly with evidence from police, schools, child protection etc. Having my own proof and the ability to show exact dates, recorded phone calls, text messages etc all added to my credibility.

    4. Dress To Impress

    Again, I wrote about this in the previous article. How you appear matters. Dress in blue where possible because it subconsciously indicates trust. Corporate or business attire is preferred, along with neat hair, nails and makeup. I look like a lawyer when I go to court and this has helped significantly and been commented on by others. If you want the law on your side, do the right thing, have your evidence and dress the part.

    Charities offer help with this, borrow from friends or family if necessary and do your best to dress accordingly.

    Image of Kylie Travers and her youngest daughter. Text reads how to win custody.

    5. Be Willing to Compromise

    There are a few things in my court orders I didn’t want but they aren’t awful. If we move or change schools, I am required to give notice and if we travel I am required to give him the details. I really wish this was not required especially as there is a protection order in place.

    However, by being willing to compromise, it increased my chances of getting full custody.

    6. Show you are Doing what is in the Best Interests of the Children

    Years of speech therapy, psychology, play therapy, extra-curricular sports, the autism diagnose and treatment for that were all documented and used in court. These, combined with the evidence we were in contact with his family and I was willing to continue to facilitate that added weight to this part of our case.

    In fact, as it turned out, between the first hearing in 2019 and the final trial, we had a trip to Sydney planned so we saw the family. This was mentioned in my court papers and when we went back for the trial, it helped to solidify the fact I will continue this relationship and contact for my daughters.

    The fact I had driven to Sydney, then instead of just letting the kids play a while, allowed 2 sleepovers was huge. It showed I put my own feelings and fears of my ex aside for my kids. They had an amazing time with their cousins, aunts, uncles and grandparents on that side. This was not a stunt I pulled for court, we will continue to see them all. It did happen to help though.

    7. Get Legal Help

    I don’t want to reveal the entire total of my court costs but it equals the cost of a house. In 2019 alone, I paid tens of thousands within a few months and he didn’t have to pay a thing. Be prepared to sell everything, do any job and work your butt off to pay.

    For some reason, when I started this process in Melbourne, I didn’t have to put money into trust. I did when I needed legal help in Sydney and Canberra but here we expected it to be a quick process with the evidence so my lawyer didn’t request it. Instead of having my money sit there, I was able to pay the invoices as they sent them. My barristers continued this arrangement when they were hired to help as well.

    I was extremely lucky with this. When my lawyer went on maternity leave and another took over he said he had never seen this arrangement but since I never missed an invoice he was happy to continue it. Don’t expect to be so lucky. Be prepared to have to put down thousands. You can save a little if you self-represent and the court is usually helpful if you choose to do it that way. My case had been so long and messed up I wasn’t willing to self-represent.

    Final Thoughts

    You know what is best for your kids and if you have left an abusive relationship, it will be hard but it is worth it. This nearly broke me, completely. My ex-husband used things I wrote or said online against me (well, tried to) which made me shrink completely and question everything I was doing.

    When he played mind and control games, it messed with my head. Hearing things from my daughters, seeing the impact on them and the amount of money it cost us wore me down. However, I held onto the hope we would be free. I kept the image in my mind of us at Mane Bay and eventually, we won. We are still waiting for the judge to finalise to upload the paperwork so they can leave the country for the first time but right now, we are free.

  • Advice and Tips

    5 Tips to Win at Court: Custody, Protection Orders, Anything

    How to Prepare for Court to get the Best Outcome

    Heading to court is scary, especially if it involves your safety or your kids. Recently, I went to court for the hearing of our IVO (also known as an Intervention Order/Violence Order/Protection Order/Restraining Order). As I sat there and watched people come, speak to the judge and go, I realised many people simply don’t know a few minor things that can make a big difference to your day in court.

    I was given advice back when I got divorced and more when I had to do the protection orders. These tips have a significant impact, whether we want to admit it or not. We like to think all judges and magistrates are fair and impartial but certain things about how you look and speak do have an impact.

    Image of woman in pants and white shirt. Text reads 5 tips for court.

    1. Dress Corporate

    Every single time I have been to court I have been the best-dressed non-lawyer there. In fact, I am usually mistaken for being a lawyer or similar. When you think of dressing for court think corporate or Sunday best. Think conservative, modest, neat and tidy from your head to your toes.

    I always wear a skirt and heels, my shoulders are covered and often some of my arms. My skirt comes to my knees and my heels are not platforms, they are modest nude or black heels (not patent/shiny ones).

    If you don’t have any suitable clothes or cannot afford them, borrow some or reach out to a charity. There are numerous charities offering clothing for court and job interviews.

    Why does it Matter how you Dress?

    It takes years to become a magistrate or judge so most are over 40 before they are appointed and can work into their 70s. Also, there are significantly more males than females. If you want to make a good impression, think about how grandparents or a church priest would expect you to dress and go for similar. Be conservative.

    Dress however you want anytime you want, it’s your body, your choice. However, people make judgements in a split second based on how we appear. It’s human nature and not something we are conscious of most of the time.

    You are appearing in front of someone who is going to make decisions for your life. Dress to impress and appeal to them.

    2. Wear Blue

    This is based on the psychology of colour. Blue conveys loyalty, trust, dependability, all things you want to represent when in court. Look at our police, uniforms for firefighters (when not fighting fires), ambulance officers, doctors, nurses and similar. The majority wear blue for this reason.

    Think about it, you want to align yourself with that side of the law. Sky blue shirts, navy suits, navy skirts and dresses or royal blue all work well. Add the black shoes and the immediate impact is you are similar to law enforcement.

    Image of woman in pant suit holding coffee. Text reads 5 tips for court.

    3. Have All Your Documentation

    Be prepared with dates, times, locations, facts and any relevant documentation to provide evidence. Depending on your case, this may have needed to be submitted when you lodge your originally cas. You cannot turn up to court on the day and be all over the place.

    Respect the courts time. Be prepared, have a timeline, have your proof and if necessary, lodge it before you go to court. Take copies with you of anything and everything to give the judge and the other lawyer if necessary. It might not be needed but it is better to have it than to not.

    4. Be Conscious of how you Speak and Act

    Firstly, when you enter the courtroom, bow to the crown. It will look like you are bowing to the judge/magistrate but it is to the crown and a sign of respect. They notice who does and who doesn’t. Do it every time you enter or exit the room. When the judge enters or exits and everyone stands, make sure you do too! All these things seem minor but they make a difference.

    Not standing and not bowing to the crown shows you are being disrespectful. A good lawyer will tell you to do these things but if you are self-representing you might not know.

    Next, the judge, magistrate or registrar is the one making the decisions. Even if the lawyer asks the questions, direct your answer to the judge/person at the front making the decision. The questions are being asked for their benefit. The few times early on in my custody case that my ex actually showed up and with a lawyer, doing this really irritated his lawyer. The judge loved it but my exes lawyer hated it so answering to the judge had 2 benefits.

    Our courtrooms are not all like the ones you see on most TV shows. Often the witness box is positioned so you can see both the lawyer and the judge. Address them properly and if you are unsure what to call them, pay attention to how the lawyers speak and copy them or ask your lawyer. Your honour, Your Magistrate and similar are most common.

    Next, speak clearly and concisely. They don’t need your life story. Answer questions in a simple manner. If it is a yes or no question, answer yes or no. You do not need to spend 5 minutes explaining why. This is especially important when you are going against an ex and things can get emotional.

    The reason being, everything extra you say can be used against you or twisted by their lawyer. Keep it short and simple and it will frustrate them as they can’t ‘trap’ you.

    When asked to explain something, keep to what they have asked you to explain, not everything that has happened to you at every point in your life. Be factual and have evidence to back up your claims.

    Be honest and genuine and things will go much smoother.

    5. Get legal help

    I know lawyers can be expensive, some things you can do yourself, others are better with a lawyer. It is up to you to decide. However, in my experience, a good lawyer is worth it and will make things go much smoother when it comes to custody or protection orders.

    For starters, they know what needs to be lodged, they know what different magistrates/judges are like and how to best appeal to them, they know what to ask for and can remove the emotion.

    Get referrals, get pricing structures and an idea of how long things will take, how expensive it will be, then plan for it. You can go to legal aid and community legal centres. If the matter is more complex, you are better off with a private lawyer though.

    Rebecca Neale of Bedford Family Lawyer suggested on my Facebook page: “If representing yourself, I suggest you develop a short narrative, like an “elevator speech,” to start your argument and then focus on the facts that support your argument that you’re in imminent fear of serious physical harm. To identify the most potent facts, I suggest sharing your story with a friend and seeing what she responds to the most. Frequently, survivors are used to certain atrocious behaviours, that they can lose perspective on what is the most egregious.”

    This is fantastic advice in my experience!

    Image of woman sitting at desk with computer and books. Text reads 5 tips for court.

    How can you Afford Legal Help?

    Your lawyer could cost anything from $300 through to $700 an hour and they charge for everything. If you need a barrister, you are looking at $2,500 to $10,000 a day easily. Every email, every phone call, draft, all of it is charged in 6 minute increments.

    Get the costs agreement so you know what you are paying for. Whenever you need to talk to them, do all of it at once rather than 5 different phone calls. Also, ask about pro bono work, looking into legal aid and all your options.

    Also, don’t allow them to call to ‘update’ or ask you to come in a lot to check a few things. More often than not, this is a tactic to ring up your bill. The first lawyer for my child custody was great but my case went for so long she got pregnant and went on maternity leave before it was finished.

    My case was given to another lawyer and he was hopeless. He lost a lot of paperwork, doubled up on things, would call to update or check things when it was completely unnecessary. I hated him wasting my time and money and told him as such. He was not really needed in the end as I had a barrister but it still cost me thousands because of his underhanded tactics and disorganization.

    Make Extra Money

    When it comes to paying for a private lawyer, do everything you can. Online surveys might not pay much but something is better than nothing (most people get $2,000 to $5,000 extra a year with these ones). Take on extra shifts or a second job. Sell off anything you can, mow lawns, do babysitting. Check out these 43 ways for single mums to make money.

    Or grab my eBook 99 Side Hustles for Aussies which includes side hustles, how to get them set up and how to market them to make more money. Many can be done simultaneously so you can make more.

    Image of woman in orange dress sitting at a table in a boardroom on her phone. Text reads 5 tips for court.